For Instant Approval with no credit check,
click the red button below:
- *No credit. Poor credit. You’re Approved.
- *All industry types.
- *Extremely Fast funding.
- *$4K Monthly revenue needed.
- *Receive Funds ranging from $1,200 to $3,000,000
- *Pre-approval in less than 90 Seconds.
Easy Approval
We do not care about your personal credit. Even if you’ve been in business for less than a year, you can be approved. We pre-approve 100% of our applicants that meet some basic requirements!
All Business Types
Unlike most lenders offering business loans today, we provide business loans and merchant cash advances to all business types with no restrictions. Our loans are in all 50 states and with no exceptions!
Fast Approval
Click “Get Pre-Approved” to be pre-approved in less than 90 seconds and without a credit check. You’ll be hard-pressed to find a firm who pre-approves loans or merchant cash advances as fast as we do.
Fast Funding
We can fund same day with the merchant’s cooperation but our average funding time is 48 hours. Don’t wait 7-10 days for others when you can get your funds fast. Get your funds when you need them!
Our Goal
Our goal at U.S. Business Lending is to help as many U.S.-based businesses as we can with the capital they need to grow their business, regardless of their credit history, a lack of collateral or duration in business. We strive to make this process as fast, flexible, and convenient as possible with a focus on seamlessly meeting your unique needs. We believe in your success.
What is a Merchant Cash Advance?
A Merchant Cash Advance is a financial funding option for your business based on a percentage of your future sales. It can be used for a variety of business needs, but often companies will use our service when they believe that the advance can offer expanded future sales that outweigh the cost of the advance. Advances are generally processed quicker than traditional loans and allow the merchant greater flexibility in payment, as the amount corresponds with the amount sales. Because we look at the underlying performance of the business itself and not your credit score, a MCA loan is great for company’s that may not qualify for a traditional loan.
Term Loans / Lines of Credit
With U.S. Business Lending business term loans the merchant must have better credit to qualify and a minimum of a 650 credit score unlike a business cash advance. Term loans offer simple interest fixed rates as low as 5.9% but the actual rate will depend on many factors. Term loans can be funded within a few days up to 2 weeks. A U.S. Business Lending line of credit (LOC) does not have a minimum credit score to qualify but the merchant can’t have a lot of recent derogatory credit to qualify but we can approve a merchant in just a few minutes online and have the merchants credit line available at the same time or right after approval.
